
Welcome
GemPeak Financial provides fractional CFO guidance for established businesses seeking stronger financial clarity and disciplined decision-making. We support business owners with structured financial leadership backed by reliable bookkeeping and business plan development. Our work focuses on improving financial visibility, strengthening reporting, and helping leaders plan for growth with confidence.
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Services are available in English and Spanish.

Our services
Foundational Accounting Services
A strong business requires a flawless financial foundation. We provide expert bookkeeping and foundational accounting services to untangle messy finances, organize your records, and give you clear visibility into your performance. Our meticulous approach empowers you to make confident operational decisions, collaborate seamlessly with your CPA, and achieve sustainable growth.
Business Plan
Development
A great idea needs a strategic financial framework to reach its full potential. We build custom business plans backed by robust financial projections to guide your long term growth. While a plan cannot execute itself, we equip your leadership with the data driven insights and roadmap required to confidently execute your vision or secure SBA funding.
Fractional CFO
Established small businesses need more than just accurate records; they require strategic financial leadership. We provide fractional CFO services designed to guide your next phase of growth. From proactive cash flow management and forecasting to funding support, we help you turn complex financial data into actionable strategies.
Reviews
"What I respect most about Ruby is her integrity. She’s careful with sensitive information, thoughtful in how she advises, and focused on accuracy. You can tell she takes her work seriously and treats people with respect. On top of that, she’s fluent in English and Spanish. That’s admirable and a plus."
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- K.B.
"Ruby goes beyond bookkeeping. She truly cares about your business and provides clear insights that help you grow—plus bilingual support, which is invaluable."
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- J.M.
Wealth Builders
"Ruby is amazing and extremely knowledgeable. She is an absolute joy to work with and goes above and beyond, from educating to strategic solutions, effortlessly. Ruby streamlines the entire process and simplifies ideas for ease of understanding and implementing. Thank you so much Ruby."
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- 1-800 Water Damage of Boise


